Delhi Police Busts Interstate Cyber Fraud Network Supplying Bank Account Kits and SIM Cards

Delhi Police Cyber Cell busted an interstate cyber fraud network involved in supplying bank account kits, SIM cards, ATM cards, and banking credentials to cybercriminals across multiple states after a ₹90,000 KYC scam complaint.

Cyber News Jun 5, 2026 0 8 Add to Reading List

Delhi Police Busts Interstate Cyber Fraud Network Supplying Bank Account Kits

and SIM Cards

The Central District Cyber Police of Delhi Police has dismantled an organised interstate cyber fraud network involved in supplying bank account kits, SIM cards, ATM cards, and banking credentials to cybercriminal syndicates operating across multiple states.

The operation was carried out after a detailed investigation involving technical surveillance, financial trail analysis, digital profiling, and coordinated raids in Haryana and Punjab, officials said on Wednesday.

Fraud Began With KYC Pretext

The investigation started after a complaint was filed by a tea seller from South Patel Nagar, Delhi. According to police, an unidentified individual visited the victim’s shop posing as a fintech company employee. On the pretext of updating KYC settings on the victim’s mobile phone, the accused allegedly gained unauthorised access to the device and fraudulently transferred ₹90,000 from the victim’s bank account.

Following the complaint, an FIR was registered on May 15 under Section 318(4) of the Bharatiya Nyaya Sanhita (BNS) at the Cyber Central Police Station.

A special investigation team comprising Sub-Inspector Ravinder Kumar, Head Constable Deepak, and Head Constable Jai Kishan was formed under the supervision of SHO Inspector Yograj Dalal and ACP Padam Singh Rana.

Investigation Process

Police officials stated that the cyber fraud amount was routed through a beneficiary account maintained in a public sector bank. Investigators conducted:

Technical surveillance
Beneficiary account verification
CCTV footage examination
Financial transaction analysis
Digital profiling
Field intelligence operations

Based on technical inputs and local intelligence, multiple raids were conducted in Panchkula, Zirakpur, and nearby regions of Haryana and Punjab.

The sustained investigation ultimately led to the arrest of three accused persons on May 19.

Arrested Accused and Their Roles

Name	Age	Location	Alleged Role
Vishesh Singh	22	Panchkula, Haryana	Beneficiary account holder and supplier of bank account kits and SIM cards
Sachin Maurya	22	Panchkula, Haryana	Facilitator responsible for collecting and distributing account kits
Ashish Sharma	27	Una, Himachal Pradesh	Handler and interstate supplier of multiple bank account kits

Modus Operandi of the Cyber Fraud Network

According to investigators, the accused acted as intermediaries for organised cyber fraud syndicates. They allegedly earned commissions by arranging:

Bank accounts
ATM cards
Registered SIM cards
Internet banking credentials

These resources were then used by cybercriminals to route, transfer, and withdraw stolen funds.

Digital Evidence Recovered

During forensic examination of seized mobile phones, police reportedly recovered:

WhatsApp chats related to account supply operations
Commission distribution records
Instagram communications with associates
Details of mule bank accounts
Suspicious digital payment references

Officials also stated that several mobile numbers, social media accounts, and beneficiary bank accounts identified during the investigation may be linked to other complaints registered on the National Cybercrime Reporting Portal (NCRP).

Four mobile phones used in the operation were seized during the raids.

Cyber Fraud Supply Chain Structure

Victim
   ↓
Fraudster posing as fintech/KYC agent
   ↓
Money transferred from victim account
   ↓
Beneficiary/Mule Bank Accounts
   ↓
Handlers & Facilitators
   ↓
Cash Withdrawal / Further Transfers
   ↓
Cyber Fraud Syndicates

Investigation Flow Chart

Complaint Filed
      ↓
FIR Registered
      ↓
Special Cyber Team Formed
      ↓
Technical Surveillance & Financial Analysis
      ↓
Raids in Haryana & Punjab
      ↓
Identification of Accused
      ↓
Arrest of Three Operatives
      ↓
Digital Evidence Recovery
      ↓
Further Investigation Ongoing

Key Findings of the Investigation

1. Organised Cybercrime Structure

The case highlights how modern cyber fraud networks operate through organised supply chains involving handlers, facilitators, and mule account providers rather than individual scammers alone.

2. Misuse of Digital Trust

The fraud exploited public trust through fake KYC and fintech verification tactics, a rapidly growing method in cybercrime cases across India.

3. Role of Mule Accounts

The investigation exposed the critical role of “mule bank accounts” used to temporarily receive and route stolen money before withdrawal or redistribution.

Cyber Safety Advisory for Citizens

Police officials advise citizens to:

Never hand over mobile phones to unknown individuals
Avoid sharing OTPs, banking credentials, or PINs
Verify KYC requests directly through official banking channels
Enable transaction alerts and app locks
Report cyber fraud immediately on the NCRP helpline (1930) or portal

Conclusion

The Delhi Police operation underscores the growing sophistication of cybercrime networks in India. Rather than functioning through isolated fraudsters, these syndicates rely on organised logistical support involving bank accounts, SIM cards, and digital identities.

Authorities stated that further investigation is underway to identify additional accused persons, trace more beneficiary accounts, and uncover links to other cyber fraud complaints across the country.